New Business Lead

Analytics · London, London, City of
Department Analytics
Employment Type Permanent
Minimum Experience Mid-level

Description of the Business Unit

The New Business Lead sits within the centralised Analytics Office. The role reports into the Head of New Business & Data.


Purpose of the Role

As the New Business Lead you will take ownership of the new business origination strategy and journey, with a key focus on achieving good outcomes for our customers, partners and the business.


What’s the opportunity?

A unique opportunity to use your experience to influence the definition of a digital first journey for new customers.


You will work in a dynamic fast paced environment, delivering a significant change agenda for a business that is shaking up the Consumer Finance industry. Working with a passionate set of colleagues who excel at delivery you will have a varied and interesting portfolio of activity that is not constrained by the status quo. 



Key Accountabilities:

Delivery of a best in class application journey, achieving good outcomes for our customers, partners and the business.


  • Define and direct delivery of the new business strategy, giving consideration to customer outcomes and experience, as well as overall profitability and regulatory guidance.
  • Own the credit risk and affordability strategies, with the ability to articulate and demonstrate good outcomes for our customers.
  • Detailed understanding of the application waterfall, taking a keen interest to understand the intricacies of how customer behaviour and processes relate to data output.
  • Knowledgeable on all data sources used within the customer journey, ranging from traditional bureau to alternative data.
  • Provide insightful analytics on adhoc queries, whilst also building out our Tableau suite of reporting to minimise rework where possible.
  • Explore new data sources that can be built into the journey to be used within machine learning models.
  • Tracking of expected versus actuals, with regards to individual pieces that combine to achieve overall profitability.


  • Leading by example and rolling up sleeves to get things done.
  • Embedding structure and setting the right foundations for the future, with a strong focus on automation where possible.
  • Understanding of regulatory requirements and adhering to policies and procedures, or prompting for the definition of these where they do not yet exist.
  • Keeping up to date with new developments, to constantly push innovation that will deliver improvements.

Essential skills and Experience

  • 3+ Years experience working in lending underwriting
  • Strong coding skills and understanding of data structures
  • SQL
  • Analytical background
  • Quick learner



Desirable skills and experience 

  • Experience using AWS environment (Redshift connections, with S3 data lake)
  • Knowledge of Alteryx & Tableau
  • Python/R (for occasional use)
  • Exposure working with varying datasources used within underwriting
  • TSYS raw data / other credit card platform



What's in it for you?  

The chance to make a real impact in a growing start-up on a mission to change the face of the consumer finance industry forever.

Competitive salary 

Discretionary Bonus


Healthshield Cash plan

Employee assistance programme

Personal and business travel insurance


Fair Processing Notification

The personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and Cifas, and your data protection rights, can be found by [].

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  • Location
    London, London, City of
  • Department
  • Employment Type
  • Minimum Experience